Financial Literacy: Debit or Credit Cards


In this lesson plan, students will learn the basics of using credit cards, including the cost of credit purchases and how to avoid debt. Additionally, the will learn about debit cards and how they can be used to help manage finances. With this valuable information, students will be able to make smart choices about using credit and debit cards.

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Are you ready to learn about credit and debit cards? In this fun and interactive lesson, students will learn all about the difference between credit and debit cards. From payment to fees and interest rates, your students will be sure to understand the ins and outs of using plastic. But that’s not all! This lesson also covers how to keep cards safe from fraud and theft. With lots of group work and investigation, your students will have everything they need to know about using credit and debit cards by the end of class.

Additional information


5th Grade, 6th Grade



State Educational Standards

LB.MATH.CONTENT.5.NBT.B.7, NCSS.D2.ECO.9.3-5, & NCSS.D2.ECO.10.3-5

Lessons are aligned to meet the education objectives and goals of
most states. For more information on your state objectives, contact
your local Board of Education or Department of Education in your state